General

Published June 7, 2022

COC, ROI, Cap… What’s the difference?

“How did you end up?” You ask your real estate investor friend about a recent project.  “All in at a 6.5 cap and a 14%...

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Published May 24, 2022

Is Real Estate A Good Investment?

There is no doubt that real estate is a sound investment. Over the long term, real estate prices have increased, making it a very stable...

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Published May 10, 2022

The Great Resignation

In life we are taught to roll with the punches, ride the high times with the low times, and enjoy everything in between. When it...

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Published May 10, 2022

Booms, Busts, and Retirement In A Shifting Real Estate Market

The year was 2007.  Interest rates were starting to rise and there was a softening in the real estate market.  I had been an investor...

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Published May 10, 2022

What Is A FICO Score?

Fair Isaac and Company (FICO) is an analytics software company that was founded in 1956 by an engineer named William R. Fair and a mathematician...

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Published May 4, 2022

What You Need To Know About VantageScore Vs. FICO Score

As a real estate investor, understanding and monitoring your credit score is crucial. After all, if you have a low credit score, you may have...

General

Published April 19, 2022

What Is The Function Of Equifax, Experian, And TransUnion: What You Need To Know

Credit bureaus are credit reporting agencies that collect and provide credit information on individuals, businesses, and other entities. Equifax, Experian, and TransUnion are the three...

General

Published April 19, 2022

7 Tax Benefits Of Rental Property Landlords Should Know About

A rental property can be a fantastic investment–if everything goes your way. However, there are numerous expenses associated with running a rental property. As the...

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Published April 12, 2022

How To Select The Right Hard Money Lender For Your Deal

“Can you get it done?”  The question a nervous borrower asks as they get closer to their closing deadline without a lender in tow.  The...

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Published April 12, 2022

Fix And Flip: Is This Building Salvageable?

As fix and flip investors, we live and die by the adage that we love ugly houses.  The worse shape the better, right?  Maybe not....

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Published April 5, 2022

How To Finance Home Renovations For Your Investment Properties

Fix-and-flip real estate investing provides an excellent opportunity to generate short-term profits. The idea is to find a house listed at a discount due to...

General

Published March 23, 2022

What Is A VantageScore And How To Get It

A VantageScore is a three-digit credit score that lenders use to predict how likely you are to repay the money you borrow. It was created...

General

Published March 13, 2022

An Investor’s Guide To Capital Gains Tax On Real Estate

Investing in real estate can be incredibly lucrative; however, you need to be well informed on all the financial aspects of real estate buying and...

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Published March 9, 2022

Strategies For Increasing Your Real Estate Investment Portfolio

“How the heck did you do that Kevin?” That's a question I would get over and over. Here I was, this 20 something year old...

General

Published March 8, 2022

New Real Estate Investors Looking For “The Deal”

Try not to swallow the story you are told hook line and sinker because you believe that the person offering you the “Deal of The...
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Pine Financial’s Lending Process

Every loan that we make goes through our lending process. Whether you are a borrower or are interested in investing with us, get to know the steps we take to ensure we are investing in successful projects.