ABOUT INVESTOR PRODUCTS
Investment solutions for individuals
Our goal is to bring institutional-quality private real estate investments to individual investors like you with low minimum commitments. Our investment products allow investors to receive consistent, monthly cash flow, or compound interest, generated by a portfolio of fixed-rate, senior-secured mortgages.
The continuity of our executive team, the depth and experience of our underwriting professionals, and our presence in our core markets underlie the success of our business and your investment.
FUND DETAILS
PFG Fund V: Available to U.S.-based investors
FUND DETAILS
PFG Fund VI: Available to U.S. accredited investors
Want to learn more?
Questions? Get in touch
Tel: (303) 835-4445
WHY INVEST WITH PINE?
DISCIPLINED UNDERWRITING ALLOWS US TO BE RESOURCEFUL AND DELIVER MORE TO OUR INVESTORS
Experienced team
Since 2008, our investment team has followed disciplined underwriting and servicing standards and our long-standing relationships allow us to source investment opportunities with confidence.
Consistent distributions
Flexibility and diversification
Long-standing track record
Accessible fund structures
Pine Financial Group aims to democratize access to income-producing real estate. We offer investment opportunities to individual investors of all sizes and institutional investors, alike.
Enhanced transparency
Pine Financial Group provides quarterly statements, publishes monthly newsletters, and hosts quarterly town halls to provide investors with updates regarding the company, the portfolio and fund performance, as well as answer investor questions.
OUR INVESTMENT PROCESS
We handle your investment from start to finish
Step One: Diligence
Step Two: Subscribe
Step Three: Invest
Step Four: Enjoy Passive Income
Questions? We’re here to help
What is Pine Financial Group’s investment objective?
Our investment objective is capital preservation and generating income. We primarily invest in first lien position mortgages through our national direct origination platform.
Who is eligible to invest in Pine Financial Group’s funds?
We have options for all U.S.-based investors.
What are the minimum commitments for each of the open funds?
Fund V: $10,000; Fund VI: $100,000
Are there any lock-up periods?
Fund V: Redemption requests may be made at any time and Pine Financial Group shall process requests within 90 days.
Fund VI: Redemption requests may be made after 9 months and Pine Financial Group shall process requests within 90 days.
What are the differences between Fund V and Fund VI?
Fund V is open to all U.S.-based investors. Upon investing in Fund V, investors receive a promissory note with an annual interest rate equal to 8% with monthly distributions. Essentially, as an investor, you are lending money to Pine Financial Group who in turn utilizes investor capital to lend money to real estate investors, developers, and builders. Investors receive an 8% annual interest rate for their investment.
Fund VI is open to accredited U.S. investors. Fund VI provides investors with a preferred annual rate of return of 8% with monthly distributions. After investors receive their 8% preferred return, Pine Financial Group retains a management fee of 2% of total assets. After the 8% preferred return and expenses are paid, investors receive 70% of the remaining profit and 30% goes to Pine Financial Group. The profit-sharing distribution is made on an annual basis in March.
What type of investor tax reporting is provided?
Fund V investors receive Form 1099 reporting.
Fund VI investors receive Schedule K-1 reporting.
What is the subscription and onboarding process?
Fund V: Investors review the fund prospectus and complete the subscription agreement. After capital is invested, investors receive a promissory note and start earning interest on day one.
Fund VI: Pine Financial Group will need to verify that each investor is accredited. A CPA, Financial Advisor, or attorney can complete our Accredited Investor Verification Letter. Alternatively, we can send investors a link to Verify Investor where they may provide the necessary supporting documentation. Investors review the fund prospectus and complete the subscription agreement. After capital is invested, investors start earning interest on day one.