Expert Insights | Pine Financial Group

Will BRRRR work in 2025?

How to Succeed in Real Estate When the Easy Deals Are Gone Want to generate $300-$500 monthly cash flow per house with built-in equity and appreciation potential, all with minimal out-of-pocket investment? What if you did all this with little or no money out of your...

How Will Trump Policies Impact Residential Real Estate Investors?

The results are in, and the president-elect is ready for the office. What does round two of Trump mean for you and me? I am going to narrow in on a few of the main policies that would impact real estate investors from the Trump campaign. While this...

Peer Pressure: Why I am teaching my kids it is important.

There is no self-made success! Every success story has two things in common: struggle and support. We know, or at least we are told, that the people in our lives shape who we are. As the saying goes “You are the sum of the five people you spend the most...

The Power of Mastermind Groups: A Personal Journey

"In every instance where you find a man (or woman) of outstanding achievement in any calling, you will find that he has been a success due to a mastermind alliance." – Napoleon Hill Napoleon Hill, author of the seminal work "Think and Grow Rich," dedicates an...

Why Mortgage Rates May Not Come Down, Even with a Fed Cut

I received an enormous number of questions this last month about interest rates, many focused on why the Fed elected not to lower interest rates in July and more questions about emergency cuts. When is good news actually bad news and when is good news really...

The Value of Values

“I felt the positive energy the second I walked through the door,” Ryan says as I shake his hand to introduce myself. Ryan is a 19-year-old entrepreneur student from New Hampshire. I agreed to allow him to shadow me for a day for college credits. The day started with...

Building Or Buying? The Only Two Ways To Produce Passive Income

Understanding Passive Income Passive income is the only way to create a truly financially free life. I learned this lesson early from Rich Dad Poor Dad as many of us have. Robert Kiyosaki teaches us that the goal for financial freedom is to get out of the “rat race.”...

Want To Make Millions? Level Up Your Problem Solving.

I was at an event in Vegas when more than 50 high achieving real estate investors wanted to grab dinner together. The restaurant was Fogo De Chao. A few of us arrived early because I had a plan to meet with the $100 million man. I will call him M for privacy. M and I...

Can You Add Renovation Costs To Mortgage?

Takeaways from "Can You Add Renovation Costs to Mortgage?"FHA 203(k) Loans: Combine home mortgage and renovation costs into one loan, available for primary residences with a minimum down payment of 3.5%.Fannie Mae HomeStyle Renovation Loans: Cover various renovation...

8 Reasons That Make Buying A Foreclosed Property Risky

Takeaways from "What Makes Buying A Foreclosed Property Risky?": Properties Sold As-Is: Foreclosed homes are sold without any repairs or inspections, leaving buyers responsible for all necessary fixes. No Prior Inspections: Buyers usually cannot inspect foreclosed...

NAR Settlement: Meaning And Industry Impact

I have been asked several times on podcast interviews what I think about the NAR settlement, how it will impact me personally, and how it will impact the industry. Although widely known, it is not well understood. Here is a brief overview of the settlement, the...

Low Risk Real Estate Investment Strategies

Four Strategies To Limit Your Real Estate Investing Risk Is the economy on solid ground or is the floor falling from under us? The current economy is as confusing as ever. With the volatility, real estate has been a bright spot and is worth considering as an...