Start Investing
Since 2008, Pine Financial Group has delivered consistent cash flow and returns, low volatility, and diversification to passive real estate investors. Start earning passive income today.
The investment process
Process Overview
Individual Investors
We offer a variety of investment opportunities to individual investors. Depending on whether you are an accredited investor or not and your target investment, you may qualify for one or multiple fund offerings. Please complete the form to the right and we will contact you to help you determine which fund is the best fit for your goals and to discuss next steps.
Institutional Investors
We offer flexible investment products with deep transparency to help institutional investors achieve their targeted returns, exposure, and duration. Please contact us at ir@pinefinancialgroup.com to discuss at your convenience.
Please email us at ir@pinefinancialgroup.com to request the investor presentation.
OUR INVESTMENT PROCESS
We handle your investment from start to finish
Step One: Diligence
Request and review fund prospectus. Please contact us with any questions during your diligence process.
Step Two: Subscribe
Once we are both confident that all your questions have been answered, we will send the subscription documents to your email to execute electronically.
Step Three: Invest
Step Four: Enjoy Passive Income
Questions? We’re here to help
What is Pine Financial Group’s investment objective?
Our investment objective is capital preservation and generating income. We primarily invest in first lien position mortgages through our national direct origination platform.
Who is eligible to invest in Pine Financial Group’s funds?
We have options for all U.S.-based investors.
What are the minimum commitments for each of the open funds?
Fund V: $10,000; Fund VI: $100,000
Are there any lock-up periods?
Fund V: Redemption requests may be made at any time and Pine Financial Group shall process requests within 90 days.
Fund VI: Redemption requests may be made after 9 months and Pine Financial Group shall process requests within 90 days.
What are the differences between Fund V and Fund VI?
Fund V is open to all U.S.-based investors. Upon investing in Fund V, investors receive a promissory note with an annual interest rate equal to 8% with monthly distributions. Essentially, as an investor, you are lending money to Pine Financial Group who in turn utilizes investor capital to lend money to real estate investors, developers, and builders. Investors receive an 8% annual interest rate for their investment.
Fund VI is open to accredited U.S. investors. Fund VI provides investors with a preferred annual rate of return of 8% with monthly distributions. After investors receive their 8% preferred return, Pine Financial Group retains a management fee of 2% of total assets. After the 8% preferred return and expenses are paid, investors receive 70% of the remaining profit and 30% goes to Pine Financial Group. The profit-sharing distribution is made on an annual basis in March.
What type of investor tax reporting is provided?
Fund V investors receive Form 1099 reporting.
Fund VI investors receive Schedule K-1 reporting.
What is the subscription and onboarding process?
Fund V: Investors review the fund prospectus and complete the subscription agreement. After capital is invested, investors receive a promissory note and start earning interest on day one.
Fund VI: Pine Financial Group will need to verify that each investor is accredited. A CPA, Financial Advisor, or attorney can complete our Accredited Investor Verification Letter. Alternatively, we can send investors a link to Verify Investor where they may provide the necessary supporting documentation. Investors review the fund prospectus and complete the subscription agreement. After capital is invested, investors start earning interest on day one.