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Why Pine Financial

We build long-term partnerships with real estate investors by providing creative and flexible financing solutions through our streamlined underwriting and servicing processes. Because we originate, underwrite, and service every loan in house, we can offer personalized solutions to passive and active real estate investors.

We originate short-term senior loans secured by commercial and residential investment properties that deliver stable, risk-adjusted returns to our capital partners.

FOR BORROWERS

You need a lender you can count on! 

Pine Financial Group has a proven track record of closing deals on time.  We understand real estate investors because we are real estate investors.  When you work with Pine Financial Group and leverage our decades of experience, you are choosing to work with industry professionals that can help you fund your deals and increase your profits. Pine Financial Group meets borrower needs by offering flexible financing solutions that traditional banking institutions cannot.

FOR INVESTORS

Investor products designed to accommodate individual and institutional investors

Pine Financial Group seeks to deliver a better way to invest in real estate. We are committed to protecting and growing our investors’ capital and we offer flexible diversified investment solutions with deep transparency. There is a reason no Pine fund investor has ever taken a loss in the company’s history.

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Total Alignment

Alignment with our clients’ interests is at the core of our asset management philosophy. With personalized attention, we tailor our products and strategies to the changing needs of our clients.

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Partnership Culture

Our business reflects strong partnership culture as we work closely with each borrower to structure thoughtful financing solutions specific to each real estate investment.

Icon image of a person and a home representing a step in the home buying process

Capital Preservation

We deliver consistent, compelling investment performance with an emphasis on income and capital preservation. We analyze each investment with a primary focus on protecting invested principal and generating a steady return.

2008

Founded

$189.4MM

Capital Under Management

$975.1MM

Loans Originated Since Inception

1,195

Borrowers

Metrics as of June 30, 2024

we are committed to the values that define our culture and character

Our Core Values

Success

We are relentless about finding ways to help our clients succeed and to improve our firm. Being innovative and entrepreneurial has helped us deliver since inception.

Responsibility

We have a deep sense of responsibility to our clients and to each other as a team. Our clients’ interests come first and we adhere to high standards of integrity and maintaining our clients’ trust.

Teamwork

We have a diverse team of professionals who believe that collaborating with each other and with our clients and investors generates the best outcomes.

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“Pine Financial Group is an excellent fit for my business needs. They understand our regional economy and my business. Pine provides personalized service, attention to detail and more importantly, no surprises at the closing table! I can have greater confidence in my business growth plans with Pine Financial as part of my professional team. If you are looking for a long-term partner to take care of your lending needs, look no further.”

– Glen Ramsey

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I have done multiple deals through Pine Financial Group. Pine is the best in the business and they really know their stuff. I have been making a consistent return on my money and the payments always seem to come on time. I have never been able to make as much money as I have since I started working with Pine Financial Group. I tell all my friends and family to give Pine a try if they want to be successful with their investments. Thanks for everything Kevin!!”

– C.E.

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“I am a real estate broker for the last 26 years. I have recently become a hard money lender with Pine Financial Group. My rates of return have been very high. I have been extremely satisfied with Kevin’s professionalism and accuracy. I would wholeheartedly recommend them.”

– Jim Korpal

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I enjoy your monthly newsletters. Living in Gunnison, I have few opportunities to attend the monthly networking meetings. However, I do appreciate all the work you are doing, and thank you for providing a good return on investment for my hard-earned retirement funds. I feel good knowing this is an investment that I understand with a team that I trust.”

– S. Wyman

Meet Us

Our Team

Pine Financial Group’s success since 2008 has been driven in large part by our distinct culture. With a client-first focus, we are grounded in everything that we do.  From our shared values and our commitment to excellence we have succeeded because our client’s have.