Lucky for us, Colorado has several great local portfolio lenders. A portfolio lender is one that holds onto the loan it originates. It does not sell the loan to large buyers like Fannie Mae and Freddie Mac. This gives them a huge advantage when working with real estate investors, especially in Colorado. They do not have to follow the guidelines and restrictions imposed by anyone else. They can make their own lending decisions!
Because portfolio lenders make their own lending decisions, they have more flexibility. This is exactly what you need as a real estate investor. Maybe it is tough to finance a particular property or you have a challenge with credit or income. As long as you can make the lender comfortable in the deal, they can get it done. We have a network of portfolio lenders, so give us a call and let’s see if we can get your deal done.
L. Houkom
Entrepreneur
Marcia Martin
Engineer
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