Investor FAQs
Questions? We’re here to help
What is Pine Financial Group’s investment objective?
Our investment objective is capital preservation and generating income. We primarily invest in first lien position mortgages through our national direct origination platform.
Who is eligible to invest in Pine Financial Group’s funds?
We have options for all U.S.-based investors.
What are the minimum commitments for each of the open funds?
Fund V: $10,000; Fund VI: $100,000
Are there any lock-up periods?
Fund V: Redemption requests may be made at any time and Pine Financial Group shall process requests within 90 days.
Fund VI: Redemption requests may be made after 9 months and Pine Financial Group shall process requests within 90 days.
What are the differences between Fund V and Fund VI?
Fund V is open to all U.S.-based investors. Upon investing in Fund V, investors receive a promissory note with an annual interest rate equal to 8% with monthly distributions. Essentially, as an investor, you are lending money to Pine Financial Group who in turn utilizes investor capital to lend money to real estate investors, developers, and builders. Investors receive an 8% annual interest rate for their investment.
Fund VI is open to accredited U.S. investors. Fund VI provides investors with a preferred annual rate of return of 8% with monthly distributions. After investors receive their 8% preferred return, Pine Financial Group retains a management fee of 2% of total assets. After the 8% preferred return and expenses are paid, investors receive 70% of the remaining profit and 30% goes to Pine Financial Group. The profit-sharing distribution is made on an annual basis in March.
What type of investor tax reporting is provided?
Fund V investors receive Form 1099 reporting.
Fund VI investors receive Schedule K-1 reporting.
What is the subscription and onboarding process?
All investors must complete identity verification to satisfy Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements. Pine Financial Group partners with Parallel Markets, a trusted provider of KYC/AML and accreditation verification services.
Fund V:
Investors begin by reviewing the fund prospectus and completing the subscription agreement. Once capital is invested and deployed, a promissory note is issued, and interest begins accruing immediately.
Fund VI:
As a Regulation D 506(c) offering, Fund VI requires all investors to be verified as accredited. This verification can be completed by a CPA, attorney, or financial advisor using our Accredited Investor Verification Letter. Alternatively, Pine Financial Group can provide access to Parallel Markets, where investors can securely upload supporting documentation for accreditation.
After the verification process is complete, investors may proceed to sign the subscription agreement and finalize their investment.