Investor FAQs

Our investment objective is capital preservation and generating income. We primarily invest in first lien position mortgages through our national direct origination platform.

We have options for all U.S.-based investors.

Fund V: $10,000; Fund VI: $100,000

Fund V: Redemption requests may be made at any time and Pine Financial Group shall process requests within 90 days.

Fund VI: Redemption requests may be made after 9 months and Pine Financial Group shall process requests within 90 days.

Fund V is open to all U.S.-based investors. Upon investing in Fund V, investors receive a promissory note with an annual interest rate equal to 8% with monthly distributions. Essentially, as an investor, you are lending money to Pine Financial Group who in turn utilizes investor capital to lend money to real estate investors, developers, and builders. Investors receive an 8% annual interest rate for their investment.

Fund VI is open to accredited U.S. investors. Fund VI provides investors with a preferred annual rate of return of 8% with monthly distributions. After investors receive their 8% preferred return, Pine Financial Group retains a management fee of 2% of total assets. After the 8% preferred return and expenses are paid, investors receive 70% of the remaining profit and 30% goes to Pine Financial Group. The profit-sharing distribution is made on an annual basis in March.

Fund V investors receive Form 1099 reporting.

Fund VI investors receive Schedule K-1 reporting.

Fund V: Investors review the fund prospectus and complete the subscription agreement. After capital is invested, investors receive a promissory note and start earning interest on day one.

Fund VI: Pine Financial Group will need to verify that each investor is accredited. A CPA, Financial Advisor, or attorney can complete our Accredited Investor Verification Letter. Alternatively, we can send investors a link to Verify Investor where they may provide the necessary supporting documentation. Investors review the fund prospectus and complete the subscription agreement. After capital is invested, investors start earning interest on day one.